etharianthos - Personal Finance Skills & Financial Education Platform

1. Acceptance of Terms

By accessing and using the etharianthos platform (etharianthos.sbs), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and etharianthos, operating from Cotgrave Community Centre/Woodview, Nottingham NG12 3PJ, United Kingdom.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of the service constitutes acceptance of these terms and any future modifications.

Important Notice: These terms are subject to change without prior notice. Users are responsible for reviewing these terms periodically to stay informed of any updates.

2. Service Description

etharianthos provides educational resources and learning programs focused on personal finance skills development. Our platform offers educational content, learning materials, and skill-building resources designed to enhance financial literacy and knowledge.

Educational Purpose

All content provided through our platform is for educational purposes only. We do not provide financial advice, investment recommendations, or guarantees of financial returns. Our materials are designed to help users develop understanding and skills related to personal finance management.

No Financial Guarantees

etharianthos does not promise specific financial outcomes, guaranteed profits, or assured returns. Our focus is on education and skill development rather than financial performance or investment advice.

3. User Responsibilities

As a user of our platform, you agree to the following responsibilities and obligations:

Provide accurate and truthful information when creating accounts or submitting forms
Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized access
Use the platform in accordance with all applicable laws and regulations
Respect intellectual property rights and refrain from unauthorized copying or distribution of content
Engage respectfully with other users and our support team
Report any technical issues or security concerns promptly

Prohibited Activities

Users are strictly prohibited from using the platform for any illegal activities, harassment, spam, or attempts to compromise system security. Violation of these terms may result in immediate account suspension.

4. Intellectual Property Rights

All content, materials, and resources available through the etharianthos platform are protected by intellectual property laws. This includes but is not limited to text, graphics, logos, images, audio clips, video content, and software.

Ownership

etharianthos retains all rights, title, and interest in the platform's content. Users are granted a limited, non-exclusive license to access and use the materials solely for personal educational purposes.

Usage Restrictions

Content may not be reproduced, distributed, or published without written permission
Commercial use of platform materials is strictly prohibited
Users may not reverse engineer, decompile, or attempt to extract source code
Sharing of account credentials or content with unauthorized individuals is not permitted

5. Privacy and Data Protection

Your privacy is important to us. We collect and process personal information in accordance with UK data protection laws and our Privacy Policy. By using our platform, you consent to our data collection and processing practices as outlined in our privacy documentation.

Data Collection

We collect information necessary to provide our educational services, including contact details, usage patterns, and learning progress. This information helps us improve our platform and deliver personalized educational experiences.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

6. Limitation of Liability

etharianthos provides educational content and learning resources on an "as-is" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the information provided.

Disclaimer: etharianthos shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our platform or educational materials. Users assume full responsibility for their financial decisions and outcomes.

Educational Nature

Our platform provides educational content for learning purposes. Users should always consult with qualified financial professionals before making significant financial decisions. etharianthos does not provide personalized financial advice or recommendations.

7. Account Termination

Either party may terminate access to the platform at any time. etharianthos reserves the right to suspend or terminate accounts for violation of these terms, suspicious activity, or other reasons deemed necessary for platform security and integrity.

Users may request account deletion by contacting our support team
Upon termination, access to platform content and services will be discontinued
Certain obligations and restrictions may survive account termination
Refund policies for paid services are handled separately and may vary

8. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or use of the platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

For users outside the United Kingdom, these terms still apply, but local laws may provide additional protections or requirements that supersede certain provisions where legally mandated.

9. Modifications to Terms

etharianthos reserves the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the platform. Users are encouraged to review these terms regularly to stay informed of any updates.

Continued use of the platform after changes constitute acceptance of the modified terms. If you disagree with any changes, you should discontinue use of the platform immediately.

Terms of Use